Affordable Housing, Community Development, Reports and Publications, State News

2011 Home Mortgage Disclosure Act Data Available

Federal Reserve Bank of Boston
 

The Federal Reserve Bank of Boston has released the 2011 Home Mortgage Disclosure Act (HMDA) Data for New England.  Eight types of HMDA Data Tables are available:

  1. Mortgage applications by state and purpose
  2. Home purchase and refinance loans by state: applications, originations, denial rates and high priced loans
  3. Home purchase and refinance loans by state: originations and type of loan.
  4. Home purchase and refinance loans by state and race/ethnicity: applications, originals, denial rates and high-priced loans
  5. Home purchase and refinance loans by income and race/ethnicity
  6. Home mortgage loans by race/ethnicity and type of loan
  7. Home purchase and refinance loans by state and low and moderate income (LMI) borrowers and census tracts
  8. Home purchase and refinance loans by state 2006-2011.

HMDA was enacted in 1975 to provide the public and public officials with mortgage data to: help determine whether financial institutions are serving the housing needs of the communities where they are located; identify potential discriminatory lending patterns; and offer public officials guidance in determining where the government should put its resources.

Connecticut had a total of 126,719 mortgage loan applications: 24.2% were to purchase a home, 3.4% were to improve a home and 72.5% were to refinance a home.

To access the HMDA Data tables, click here

 
 

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